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Top 5 Best Bitcoin Debit Cards (That Work) in 2021

bitcoin debit cards

If there is one tool that has greatly improved bitcoin’s usability as a payment option, it is the bitcoin debit card. A bitcoin debit card enables you to make cryptocurrency payments anywhere where bank cards are accepted. In this guide, you will discover the best bitcoin debit cards you can use in 2020.

Best Bitcoin Debit Cards

We have compiled a list of five bitcoin debit cards to help you find a card that is right for you.


bitcoin debit cardBitPay is a leading bitcoin payment processor that serves thousands of merchants in six continents. BitPay was founded in 2011 with the aim of making it easier for enterprises to accept bitcoin payments. The company has an impressive product roster that includes an open source platform for future bitcoin applications, a crypto wallet, and prepaid visa card.

The BitPay debit card is tied to a digital currency wallet that supports the conversion of bitcoin (BTC) and bitcoin cash (BCH) to USD and local fiat currencies outside of the United States. It is important to note that the BitPay card is only available in the U.S.

To obtain the BitPay debit card you need to provide your full name, address, phone number, date of birth, and social security number. Once the information has been validated, you will receive your card after 10 working days. The card utilises 2FA authentication on BitPay wallets to secure your funds. Upon loading funds from your BitPay wallet to your BitPay card, the balance will remain in USD.

BitPay card fees include:

  • Issuance fee of $9.95
  • No transaction fees for U.S based payments
  • 3 percent currency conversion for overseas payments
  • $2 fee for ATM and cash-back withdrawals within the U.S.
  • $3 fee for ATM and cash-back withdrawals overseas
  • Dormancy fee of $5


best bitcoin debit cardsCryptopay is a bitcoin wallet provider that also offers contactless prepaid cards. The Cryptopay prepaid debit card offers you the simplest and fastest way to cash out your bitcoins. You can order a card and pay for it using USD, EUR, GBP, or BTC. The Cryptopay card is available in the UK and Europe with future plans to roll out in Singapore.

You can load your card with bitcoin through the Cryptopay web or mobile app. You can choose to get a physical prepaid card, which is ideal for offline shopping and withdrawals, or settle for a virtual card, which you can use for online shopping and account verifications.

Cryptopay card fees include:

  • Free Issuance
  • £15 standard delivery fee; £50 express worldwide delivery fee
  • Domestic ATM transaction £1.75
  • International ATM transaction fee of £2.25
  • A monthly service fee of £1.00
  • A foreign transaction fee of 3 percent


WirexWirex is a London-based startup that offers a bitcoin debit card. The Wirex debit card can be used anywhere Visa is accepted.

The Wirex Card supports a number of digital assets including bitcoin (BTC) ether (ETH), litecoin (LTC), Ripple (XRP), Waves (WAVES), and more. In addition, cardholders can use three fiat currencies, namely USD, EUR, and GBP. The Wirex Visa Card also enables you to earn bitcoin rewards with every in-store purchase at over 40 million outlets globally.

The card is secure with your digital assets being held in multi-signature, cold storage crypto accounts. The accounts are protected by 2FA authentication and sophisticated device authorisation. You can also keep track of your spending and budget via instant alerts in your account.

Wirex Card fees include:

  • Card issuance and delivery is free
  • Monthly card management fee of $1.50
  • 1 percent fee for crypto top up by external fee
  • $2.50 ATM withdrawal fee for EEA clients
  • $3.50 ATM withdrawal fee for International clients
  • 0.5 percent crypto-back on in-store purchases


Coinbase CardCoinbase recently launched a crypto debit card known as the ‘Coinbase card.’ The Coinbase card will be available to customers in the UK and Europe and there are plans to go international in the future. The San Fransisco-based cryptocurrency exchange stated the card will allow customers in those regions to spend their digital currencies directly from their Coinbase wallets.

In addition, the exchange claims it will instantly convert cryptoassets to fiat money, such as the British (GBP) pound, when customers transact using the debit card. The card will enable customers to make online payments as well as make offline purchases.

To obtain the card, you must download the Coinbase card app and securely link your Coinbase account. Once linked, your crypto balance will be available for use in your virtual card, while the physical card is sent to you via post.

Coinbase Card Fees:

  • Issuance fee of £4.95
  • Domestic cash withdrawal fee; 1 percent for any amount above £200 per month
  • International cash withdrawal fee; 2 percent for any amount above £200 per month
  • A card replacement fee of £4.95
  • Chargeback processing fee of £20


TenX CardTenX is a blockchain service provider, which offers a crypto wallet and debit card. The TenX Visa debit card is available for users in Singapore, HongKong, New Zealand, and Australia. However, there are plans to expand into the APAC region in the future.

The TenX wallet supports BTC, ETH, and LTC, which can be spent anywhere in the word and converted to fiat money in any ATM. To get started you have to download the TenX wallet app and create an account. The next step will be to load your account with crypto and only after, order your TenX card through the app.

TenX Card Fees:

  • Issuance fee of $15
  • $10 annual fee of $10
  • $3.25 ATM withdrawal fee

To learn more about Bitcoin, download the Bitcoin Beginner’s Handbook for free.

Bitcoin Beginner's Handbook