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“Dash is the Future of Money” – An Interview with Dash Hub Africa



Dash Hub Africa
By Dash ( [CC BY-SA 4.0 (] via Wikimedia Commons reached out to Dash Hub Africa via Telegram to find out more about what the Dash community has planned for Africa. Talking to Abdullah Adeleke, Dash Hub Africa’s CEO and coordinator, we discussed what Dash can do for Africans and why it is an excellent alternative to bitcoin.

Dash (DASH) is a payments-focused digital currency that provides low-cost, high-speed, near-instant financial transactions and can be used anywhere in the world. Due to these features, Dash has become a popular cryptocurrency for payments and cross-border money transfers.

How Did You Become an Ambassador for Dash in Africa?

Dash Hub Africa

I got into cryptocurrency in 2015 and invested in bitcoin back then. In 2016, I attended a conference in Tamale by Cle-Ghana and got in touch with Dash.

I took an in-depth look into the Dash protocol and realised it best fit into solving payment issue. I invested in the coin and later joined its community, organised meet-ups to teach about Dash and then in late 2017, I submitted my first proposal to the Dash Network, which was not funded. This taught me a lot of lessons about organisational conduct and approach.

I resubmitted it in the next cycle and I was funded, so the execution started and now I have successfully expanded Dash into eight African countries. Namely Ghana, Nigeria, Togo, Benin Republic, Ivory Coast, Ethiopia, Kenya, and Uganda.

What Are Dash’s Plans for Africa And What Role Will Dash Hub Africa Play?

Dash is digital cash and our aim is to become the best payment alternative to cash anywhere and anytime.

The focus in Africa is great. A lot of Africans are unbanked and some economies are suffering from hyperinflation. In order to resolve these issues, we need to create decentralisation for our payments and give equal access to everyone at all time.

Dash Hub Africa operates in eight Africa countries currently, where it has ambassadors who are contributing their quota to creating economic growth through Dash as a payment service and merchant solution.

On several occasions, we launch strategies that best fit for the progress of our work and to give the best possible return on investment to Dash Masternodes (Investors).

Moreover, we have added businesses that accept Bitcoin in the region of operation to also accept Dash. For instance, Betty’s Place Restaurant in Nyeri, Kenya now also accepts Dash (DASH). She recently made headlines on BBC World News.

How Do You Think Dash Will Be Able to Compete With Bitcoin Once the Lightning Network And Confidential Transactions Will be Implemented on the Bitcoin Network?

Dash is the future of money. In addition to bitcoin’s features, DASH has InstantSend, PrivateSend, and Decentralised Autonomous Organisation, which enables it to fund its own progress.

It is noted that Dash is Bitcoin 2.0, even though bitcoin is the first cryptocurrency but Dash is more relevant to payments and shows the true features of money more than bitcoin does.

Finally, Where Can Cryptocurrency Users in Africa Find Out More About Dash?


Dash is a decentralised community with a focus on becoming the best alternative to cash. You can reach us at to know more about Dash Digital Cash or visit the official website for more information.

Accept Dash as a payment alternative to cash in your business and experience growth just like Venezuelans who are changing their economic crises through Dash Digital Cash.


Aeternity Hub Africa to Promote Cashless Economy with Cryptocurrency Payment Platform ‘BitPal’



DSC00804 Bitcoin Accepted Here - Adam Dachis - Attribution 2.0 Generic (CC BY 2.0)

Nairobi-based blockchain startup Aeternity Hub Africa has launched BitPal, a cryptocurrency payment platform that aims to promote a cashless economy in Africa.

Aeternity Hub Africa’s BitPal Payment Platform

Aeternity Hub Africa

BitPal enables merchants to accept payments for the sale of goods and services in Bitcoin, Aeternity, Ether, Dash, and EOS. The platform is targeting small, medium, and large businesses that operate online or physical stores.

According to Aeternity Africa’s COO Frank Deya, BitPal will take money online where most people are currently spending their time.

“To date, payments and cross-border transactions are the most popular use cases that have been explored by blockchain. However, very few businesses in Africa have integrated an on-ramp to offer their customers the cryptocurrency option to pay for goods and services. BitPal will play a crucial role in driving mass adoption, generating new markets, and enabling a seamless cash-out gateway to thousands of merchants across the continent. We envision a not too distant future where the ‘Crypto Accepted Here’ payment button on an online store or a sign at a physical store is ubiquitous to BitPal,” he said.

How BitPal Works

BitPalBitPal is an easy-to-use, zero transaction fee platform. Customers simply have to choose one of the supported cryptocurrencies to pay for a product or service. An invoice is then produced indicating a fixed exchange rate. Once the payment is settled, BitPal converts the cryptocurrency to the merchant’s preferred fiat currency. The merchant can then cash out the payment to their bank account.

Aeternity Africa wrote in an official statement:

“BitPal is a ready-to-use platform. It takes away from the merchant the headache of setting up a wallet.”

BitPal features an automated API gateway for accepting payments in crypto and the point-of-sale is accessible through a mobile or web application.

Aeternity Africa plans to add more cryptocurrencies to its platform and to include an MPesa option for merchants to cash out. In addition, the startup has already attracted four businesses that are interested in on-boarding the platform.

Kenya-based BitPal is poised to become one of the projects could drive crypto adoption and promote cashless economies across the continent.

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Crypto Education and Adoption in Nigeria: An Interview with Luno’s Country Manager Owenize Woghiren-Odia



Luno Nigeria

Cryptocurrency company Luno has been making significant efforts to promote crypto education and adoption in Nigeria. Bitcoin Africa talked to Luno’s Country Manager, Owenize Woghiren-Odia, to better understand these efforts.

Promoting Crypto Education One University at a Time

Luno’s strategy to demystify cryptocurrencies to the Nigerian population is through education. To achieve this, the company is targeting universities in all geopolitical zones in the West African nation to create awareness.

According to Owenize, crypto education will help Nigerians to dissociate cryptocurrencies like bitcoin with Ponzi schemes as well as to inform them that they can purchase cryptocurrency with as little as N1000.

Recently, Luno spoke to students at the University of Lagos and the company plans to continue spreading awareness through university students.

“Students represent the future and we wanted to engage with the future of money,” she said.

That said, crypto awareness in Nigeria is increasing according to a survey by Luno. The company discovered that 65 percent of Nigerians are aware of cryptocurrencies. Additionally, Luno predicts that more Nigerians will buy crypto in 2019 since 48 percent of the respondents showed a willingness to buy.

Rising Demand for Crypto

Cryptocurrency Exchange Luno

There is a notable rise in the demand for crypto in Nigeria which is, in turn, driving investment. Owenize said that global crypto exchanges are funding local businesses in Nigeria and that numerous crypto projects have been launched in the West African nation.

Nigeria ranks among the top countries in Africa with high bitcoin trading volumes on LocalBitcoins. Moreover, users buying crypto on the Luno platform in Nigeria are between the ages of 22 to 45 which signifies a lot of interest from the youth.

Although crypto adoption in Nigeria is increasing, the lack of regulation continues to be a challenge. However, Owenize noted that the Central Bank of Nigeria (CBN) has shifted its approach to a neutral position.

“Part of that is being driven by increased interest from global financial institutions like the IMF and the World Bank. So the CBN, I believe, is also watching increasing investments from other nations flowing into the country and they, of course, want to ensure they stay current and connected with what is going on in this new and increasingly popular financial space,” she explained.

Remittance flows from the Diaspora, cross-border payments, and crypto jobs are some of the factors that are fuelling cryptocurrency adoption in Nigeria.

More Women Are Interested in Cryptocurrencies

An increasing number of women in Nigeria are interested in cryptocurrencies, according to recent research carried out by Luno. The survey found out that more than 48 percent of women consider purchasing cryptocurrencies.

“That means women are taking advantage of the opportunity of actively playing in a new financial system and I encourage more women to join and be early adopters,” Owenize said.

Although the number of women engaging with bitcoin globally is very low at only 9.91 percent, Owenize is passionate about female crypto adoption and she believes that there is a place for women in the crypto space. Moreover, she advised young women to get certified in blockchain technology so that they can acquire better opportunities in their careers.

“Gone are the days where people think technology or the computer (in layman’s terms) is only for men. […] We have so many great women taking up big positions in the information technology space, and I hope to see even more specialise in cryptocurrency,” she added.

Crypto Adoption in Nigeria Will Become More Institutional

There has been a common feeling globally that crypto adoption could have a lot of benefits for Africa. In Nigeria, the same feeling is shared and Owenize envisions a bright future for the industry. In addition, she believes that the future of crypto adoption in Nigeria will become more institutional.

Many financial service companies are interested in cryptocurrencies and are only hindered by regulation, she said. However, Owenize is confident that regulation in the crypto space is nigh, a move that will significantly boost adoption in the country once implemented.

In the meantime, Luno is presently self-regulating to ensure that “when regulation eventually comes it will not be found defaulting in any way.” The company also plans to scale its services across the continent as demand for crypto increases.

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Blockchain Adoption in Kenya: An Interview With Blockchain Taskforce Chairman Bitange Ndemo



blockchain kenya

Kenya’s private and public sectors have shown a keen interest in blockchain technology as the world attempts to tap into its potential benefits. To better understand the current state of blockchain adoption in Kenya, Bitcoin Africa reached out to Bitange Ndemo, the chairman of the Blockchain & AI Taskforce for his insights on the subject.

The State of Blockchain Adoption in Kenya

While blockchain adoption in Kenya is at its infancy, there are already a handful of companies implementing this disruptive technology to solve various challenges. The most notable of these companies include IBM, Twiga Foods, and TAZ technologies.

Moreover, Kenya’s Ministry of Housing has declared its plans to execute its affordable housing project on the blockchain to improve transparency while Kenya’s telecom giant Safaricom, Kenya’s electoral body, and the Association of Construction Managers of Kenya have also shown interest in implementing distributed ledger technology.

Additionally, the government seems interested in creating an environment to enable widespread blockchain implementation. The creation of the Blockchain and AI taskforce, which has made several recommendations towards blockchain adoption, is a testament to this. Some of the taskforce’s recommendations include creating trusted digital identities and a central bank digital currency.

Creating Trusted Digital Identities

Bitange NdemoIn the past few months, Kenyans engaged in the registration of a digital identity, which will enable them to access government services more seamlessly.

According to Mr. Ndemo, the Huduma number (digital number) initiative was a recommendation of the taskforce to give Kenyans a trusted digital identity. The trusted digital identity will “enable the creation of the blockchain [for the flawless provision of] services,” Ndemo stated.

A trusted digital identity will prevent problems such as the duplication of identification numbers and the necessity to hold multiple numbers from a driving license number to a birth certificate number.

Developing a Central Bank Digital Currency

In 2018, the taskforce proposed the development of a central bank digital currency (CBDC) that would act as a valid legal tender. Although it is not yet clear if the CBDC will be executed on the blockchain, the digital currency would improve transaction traceability and thus reduce cases of corruption in the East African nation.

The proposal is supported by the Central Bank of Kenya (CBK) where its officials are working together with the taskforce to create a legal sandbox, according to Ndemo.

South Africa’s central bank, for example, is already making huge strides in exploring a CBDC, which could motivate the CBK and the taskforce to develop these plans further.

Tokenising the Kenyan Economy

The tokenisation of assets is another important aspect of blockchain adoption in Kenya. According to Ndemo, Kenya’s economy needs to be tokenised in order for Kenyans to enjoy benefits such as increased liquidity, enhanced security during the transfer of assets, elimination of intermediaries, faster transfer of ownership, and the ability to sell or buy assets 24/7.

“We need to slowly begin to tokenise the economy and develop some value chains to help the citizens to understand [this process],” Ndemo stated.

Tokenisation is the act of digitally storing the rights to an asset on a blockchain enabling the transfer of ownership from one person to another. Some examples of assets that can be tokenised include houses, land, information, art, music rights, and identity.

The Future of Blockchain Adoption in Kenya

Much is expected from the Blockchain & AI Taskforce as Kenya strives to live up to its African Silicon Valley title. Therefore, the taskforce has an uphill task as it begins implementing some of its proposals.

“We finished the [blockchain and AI] report two months ago and now we start some of the implementations,” Bitange asserted.

Asked about the future of blockchain adoption in Kenya, Bitange said adoption is inevitable.

“There is no choice but to embrace these disruptive technologies. Several enterprises have already started to use the fourth industrial revolution technologies with excellent results. Soon, virtually everybody will need these technologies.”

With a vibrant local tech startup scene, a small but established cryptocurrency community, and a government that is supportive of blockchain technology, Kenya is positioning itself to become a leader in distributed ledger technologies. It will most likely not take long for blockchain trials to turn into blockchain solutions that are being used by Kenyans on a day-to-day basis.

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